“What can I get for you?” the smiling young woman behind the counter asked. I replied “Tall decaf non-fat latte”. Correcting me with just a hint of arrogance she asks “Decaf tall non-fat latte? I think to myself, after hundreds of visits, they can’t seem to train me. Feeling slightly diminished I answer “Yes”. Read the full article…

Never ask for money spent Where the spender thinks it went Nobody was ever meant To remember or invent What he did with every cent I love this little poem by Robert Frost. Beside the fact that it rolls off the tongue effortlessly, it also speaks a timeless truth. There’s a false belief that to Read the full article…

When I was a kid, Christmas was my favourite holiday by miles. Of course I still enjoy it, but the 2 month run up to Christmas has become such a slog that it’s hard not to be exhausted when the actual day arrives. I think that’s partly why things have shifted for me in favour Read the full article…

Life presents an endless series of twists and turns for us to negotiate. They range in size, importance and frequency and they’re often unwelcome. While we might not see it immediately, they almost always have a money implication. How we contend with these transitions goes a long way towards our degree of satisfaction and harmony Read the full article…

Have you ever noticed that when something is lacking in your life, for example money or time, it gets your attention? Often we respond to this by focusing on solving whatever is causing the shortage. You could think of this as a benefit of scarcity, which it is…in the short run. As it turns out Read the full article…

The most important money lessons in life often don’t come in the form of a lesson at all. Instead they come to us more like a riddle that initially does more to confuse than clarify. If we can somehow remain patient and open, every now and then when we need it most, we’re rewarded with Read the full article…

Working as a Money Coach allows me to assist people in grasping deep personal insights and then use these to make more informed choices. In some cases, the insights are so profound they create a “shift” in perspective that leads to positive changes in the quality of their lives. I do this through a simple Read the full article…

I do most of the cooking in our household. I love that because it gives me full menu control which is important, because I’m a dyed-in-the-wool foodie. I’d go without shoes before giving up decent food. Don’t get me wrong, dinners out are great too but at $250+ a pop, too many can be a Read the full article…

If you’ve failed at personal budgeting, don’t beat yourself up. Before working with me, most people I coach have tried and failed at budgeting. In fact, from a coaching perspective I consider it a positive sign when I hear people say they gave budgeting a shot and threw in the towel! No, it’s not because Read the full article…